Albert.com is a financial technology startup that operates in the personal finance management market. The company provides a suite of financial services aimed at helping individuals manage their money more effectively. These services include savings bonuses for users who maintain a certain balance in their accounts, investment advisory services, and brokerage services.

The company's primary clients are individuals who are looking for assistance in managing their personal finances. Albert.com's business model is subscription-based, with users subscribing to the company's Genius service to be eligible for savings bonuses and other benefits. The company makes money through these subscriptions, as well as through the fees it charges for its investment advisory and brokerage services.

Albert.com also provides a credit score calculation service based on the VantageScore 3.0 model. This service helps users understand their credit risk level, although it's important to note that not all lenders use this particular scoring model.

In summary, Albert.com is a fintech startup that offers a range of financial services to individuals, with a focus on personal finance management. The company operates on a subscription-based business model and generates revenue through subscription fees and service charges.

Keywords: Fintech, Personal Finance Management, Subscription-Based, Savings Bonuses, Investment Advisory Services, Brokerage Services, Credit Score Calculation, VantageScore 3.0, Financial Services, Revenue Generation.