Klubi is a pioneering digital consortium administrator in Brazil, authorized by the Central Bank. The startup operates in the financial technology (fintech) sector, providing a new way for customers to achieve their dreams by offering low monthly payments and a simple, transparent process. Klubi's business model is based on offering consortium plans for the purchase of automobiles and mobile phones.

The company serves a broad range of clients, from those seeking to purchase a car with credits ranging from R$50,000 to R$200,000, to those looking to buy a mobile phone with credits from R$1,000 to R$10,000. Klubi's services are entirely digital, allowing customers to contract and monitor their plans via mobile, with the support of Klubi's specialists.

Klubi's revenue is generated from the monthly payments made by its customers. The company prides itself on its transparency, with no hidden fees or interest rates, and a clear indication of the total amount to be paid from the start.

The startup has a high customer satisfaction rate, with 98% of members who received credit recommending Klubi. The average time for credit delivery after winning is seven days. Klubi aims to integrate its fintech solutions into a broader portfolio of financial services, including personal credit platforms.

Keywords: Klubi, Brazil, Fintech, Digital Consortium, Automobile Purchase, Mobile Phone Purchase, Low Monthly Payments, Transparent Process, Customer Satisfaction, Financial Services.