Zebit operates as an e-commerce platform that provides interest-free credit to consumers, allowing them to purchase a variety of products without the need for a FICO score or membership fees. The company serves a broad customer base, particularly targeting individuals who may have limited access to traditional credit options. Zebit operates in the retail market, offering products ranging from electronics and home decor to fashion and fitness equipment. The business model is centered around providing a flexible payment plan, where customers can buy now and pay over time without incurring interest. Zebit makes money through the sale of goods and potentially through partnerships with product suppliers. The platform aims to make shopping accessible and affordable for everyone, regardless of their credit history.

Keywords: e-commerce, interest-free, credit, no FICO score, membership-free, flexible payment, retail market, diverse products, accessible shopping, consumer finance.